LEGAL Ideas for Families

​ When thinking about Life insurance, get Term Insurance instead of Whole Life  - Dave Ramsey - Ramseysolutions.com - there is a wealth of information regarding how to get out of debt and smart investing and much more—positive ideas and encouragement. Also, buy a house on a 15-year loan and why. 

​"If you invest $500 (the amount of an average  car payment) in a decent growth stock mutual fund from age 30 to 70 you'll have over 5 million dollars." - Dave Ramsey 

Dave Ramsey: How To Invest For Beginners - https://www.youtube.com/watch?v=hmcDbvGXA6U

​

Also for financial information - The Iced Coffee Hour with Graham and Jack

Invest $6 per day ( the cost of a cup of coffee) over 55 years with a 7% return at 18 years of age into a Roth IRA = $1,331,086.16. 

​

- Remember Everything is a contract. What does the contract say and what are the time limitations? -  Get it in writing, "If it's not in writing, it didn't happen." Your word against theirs.

Timing is critical in law. 

​

The US is a Corporation. And a Republic. Make sure you are in the right jurisdiction as goes Commerce Law and Law Merchant (banking). The hierarchy: Divine Law (oath), Common Law and Law Merchant, Federal Jurisdictions, State, Local, and You. Because of the Corporation's set-up, they may not be bound to the Constitution. You may think you are in one venue and the opposition switches to another.  Inpowermovement.com

​

Buying a House?

online: What banks don't want you to know?  www.WayneTurner.com - get a Title Policy and much more. 

​

The balance - https://www.youtube.com/shorts/Py7mv85JfIc - 60 secs. 

Be prepared for renters not buying rent, replacing appliances, furnaces, etc. painting, and maintenance, tax increases and more. 

​

What is an affidavit?

Legal Zoom - An affidavit is a written statement where the signer legally declares the content is true. 

"Simply put, an affidavit is a sworn statement of fact that can be used in a variety of legal proceedings, from bankruptcy cases to family and civil litigation matters such as divorce proceedings. It's one of the most common legal documents used as evidence when live sworn testimony isn’t possible. 

It’s important to understand what affidavits are and how they are used so you can avoid missteps, ensure your written testimony holds up in court, and strengthen your legal position."

Satisfying the conditions:

1. It's been signed

2. Affiant is of sound mind

3. Statements made are voluntary

4. It's been notarized. 

​

When you send an important document, send it by certified mail. It validates an agreement or position of agreement. If they don't respond then they are legally agreeing to your position. This stands up in court. 

​

When things go awry, take pictures and keep a diary of the events and the date of each entry.

This can prove facts and happenings.  ​

​​​

- Avoid 5G and Smart Meters on your house. An electromagnetic spectrum or wireless radiation is dangerous and toxic. 5G is the weapon capacity used by the military to control crowds. 4G is microwave. Avoid putting cell phones in a bra or back pocket due to physical and health problems. 

5G is being put on apartment buildings.  

 

Before allowing 5G and Smart Meters get a Notice of Liability to prove they are safe. That way there is no hiding behind a title or position of corporate lawyers, or merchant law, if they do not respond to the Notice of Liability - they get penalized. Who do you file against? ex. CEO or Pres. of electric company and utility commissioners. The process takes time. Consider Inpowermovement.org 

​

Going Solar? Our county has posted: Nov 1, 2023 - "Fire Approval Will Be Needed Before Submitting For Solar Building Permits." -- So what part of Solar is volatile? Good to know before buying solar. After 20 years of having solar, they didn't tell us the expense of new solar panels, converters, roof work, and disposal challenges. Also, increased rates so we can't sell back to the grid. Get all the facts before going solar. 

​

How do you avoid cell phone connections and get messages later? Put on plane mode and turn off Wifi and Blue Tooth. Also, Faraday pouches are available. ex. Refuge Privacy ​

​

If cell phone towers go down. Satellite option: Starlink by Elon Musk - starlink.com

Mini-mobile, even for backpackers or a van, and also Residential. 

​

​- This is for your education and knowledge of hospital protocol.

 

​You have a right to all of the medical care you desire without consenting to other procedures and products you do not consent to.

Everyone has a right to medical care in the ER.

Ask, "Is this test approved by the FDA?"  And I want to see the biological licensing approval, by BLA. Take notes and pictures of documents, or medications if needed. 

You have the right to refusal. If the doctor says, no you have to, hold your ground. Be treated with respect. Expect to go through this again upon leaving the hospital. You have the right of refusal of consent. 

Every hospital has a patient's Bill of Rights and you can refer hospital personnel to these rights. Consult with the hospital manager. Discuss how your situation influences your insurance.

Or it can be as simple as: "You know this is not approved by the FDA, don't you? I have a right to medical procedures without consenting to procedures and products I do not want. Also, can you read the patient's Bill of Rights to me? Thank you." You get the idea, and be firm but kind. Have someone stay at the hospital with you to advocate for you. ​​

​

Medication Errors

ask - What is this medication for? Why? Is it necessary?

Is that the right dose for me? Does it affect kidney function? Liver function? etc. 

How often should I take this med? 

Advocate for yourself and have an advocate in a doctor's office or hospital. You know best how a medication is making you feel. 

​

 

​